Our Policies, Your Coverage.
Auto Insurance
Auto insurance offers protection for the vehicles you own as well as any damages that may arise from driving them. In order to lawfully operate a vehicle in South Carolina, liability insurance is required. The Kolgaklis Agency is committed to collaborating with you to develop a unique package that complies with state regulations and safeguards your money. Let us make sure you are financially secure against the unforeseen, regardless of the car you are driving.
What We Insure
- Automobile
- Motorcycle
- RV
- ATV
- Trailers
- Golf Carts
Get a Personalized Quote
Your unique demands and budget are taken into account when generating an auto estimate, whether online, over the phone, or in-person. We provide savings for multiple policies, good driving, and other factors. Additionally, there are solutions with cheap rates and down payments that make auto insurance more accessible. Call us at (843) 990-6943 for your personalized quote today!
Homeowners Insurance
Homeowner’s insurance protection can eliminate worry from life! It protects your home, whether you own it outright or rent it. In South Carolina, if you have a mortgage, you must carry property insurance on your investment, and most landlords demand that renters carry their own renter's insurance. The Kolgaklis Agency has both the expertise and the product availability to get the greatest fit for your specialized coverage. We can insure precisely what is required. We have a way to keep you safe whether you are an owner, a tenant, or anywhere in between!
What We Insure
- Homeowner’s
- Landlord
- Renters
- Condo
- Vacant
- Under Renovation
- New Construction
Interested in Jewelry Insurance? Learn More Here!
How Much of My Total Jewelry Purchase is Covered?
Your belongings will be covered for their full appraised value if you purchase jewelry insurance. Did you realize that if that ring or any other piece of jewelry were stolen, your homeowner's insurance would only pay up to $1,500? You might have to take money out of your pocket to buy a replacement as a result. Your valuables will be protected and covered for the full appraised value if you purchase jewelry insurance. Ask us at The Kolgaklis Agency
how we can insure your priceless things for a very low cost!
What Type of Jewelry is Covered?
- Rings
- Watches
- Pendants
- Bracelets
- Earrings
Boat Insurance
Watercraft insurance will protect your investment! You and your watercraft are covered by insurance in case of unanticipated problems on the water or on land. The Kolgaklis Agency has a plan for you whether your boat is stolen, is damaged in an accident, or just has to be towed home for some maintenance. Your personalized insurance coverage will be accompanied by top-notch towing service thanks to our affiliation with Tow Boat U.S., giving you complete protection. The Kolgaklis Agency is here for you whether you are a devoted fisherman, a leisure boater, or someone who is buying their first boat.
What We Insure
- Boat
- Jet Ski
- PWC
- Yacht
Commercial Insurance
We Cover Companies of Any Size! The Business Owners Policy is one of the most popular types of insurance (BOP). All significant property and liability risks are covered by a single insurance policy. This kind of policy combines all the fundamental protections needed by a business owner into a single package. It is typically offered for a premium that is lower than the sum of the prices for the separate coverages.
We offer commercial packages policies that offer a broader range of protection.
- A business owner policy (BOP) is a package that bundles basic insurance coverages and is sold at a premium.
- A BOP typically protects business owners against property damage, peril, business interruption, and liability.
- One of the easiest and most common policies for small businesses
- Commercial package policies (CPPs) are insurance policies that combine policies, such as liability and property
- These policies are often meant for small- to medium-sized businesses.
- CCPs can include general liability, property, auto, and crime policies, among others.
- Some types of insurance aren't allowed in CCPs, such as workers' compensation and life group life insurance policies, but we can help you with those too!
- CCP differs from the business owner policy (BOP) because the CCP is customizable, while BOP offers a set of policies that cannot be changed
Commonly Written Commercial Insurance Policies
We have options to cover you regardless of what kind of business you own. Other commonly written policies include:
